Rates
Due
to economic conditions, rates may change unexpectedly, so check back frequently!
Dividend Rates as of
December 1, 2011
All deposit accounts have
i nsurance protection of $250,000
covered by NCUA .
Share Account and Christmas Club Accounts |
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$100 minimum balance |
0.050% APY† |
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required to earn dividends |
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Checking Accounts |
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Regular |
$400 and higher |
0.025% APY† |
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Classic 60 |
$400 and higher |
0.025% APY† |
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IRA Share Accounts - TRADITIONAL AND ROTH IRAS!! |
0.300% APY† |
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Regular Certificates |
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First Step Certificates - $500 minimum balance to open |
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6 months |
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0.200% APY† |
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12 months |
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0.250% APY† |
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18 months |
One-time Adj. Rate |
0.300% APY† |
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| Effective Dec 1, 2011 regular and jumbo certificate terms of 24, 36 and 60 mos are no longer offered | |||||||||||||||||
† All dividends rates are expressed as APY rates, which
means Annual Percentage Yields.
All deposit accounts are insured up to $250,000 per account by NCUA.
Loan Rates as of November 1, 2011
Secured Loans (Autos, Boats, RVs) |
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24 months |
as low as 3.50% APR wac‡ |
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36 months |
as low as 4.50% APR wac‡ |
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48 months |
as low as 5.00% APR wac‡ |
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60 months |
as low as 6.00% APR wac‡ |
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72 months |
as low as 7.50% APR wac‡ (for loans $30,000+) |
Unsecured Loans |
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Maximum of 36 months |
as low as 7.00% APR wac‡ |
Line of Credit Loans |
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Maximum of 36 months |
as low as 8.00% APR wac‡ |
Share Secured Loans |
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3.00% above the current rate you are earning on share account |
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Certificate Secured Loans |
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2.00% above the current rate you are earning on the certificate |
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Visa Credit Cards |
Platinum* |
as low as 6.90% APR |
”wac” stands for "with approved credit".
* Our Visa Accounts have NO ANNUAL FEE and a 25-day grace period.
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Copyright © 2012 C-E Federal Credit Union. All rights reserved.
Page updated on Wednesday, 25-Jan-2012
