Rates
Due
to economic conditions, rates may change unexpectedly, so check back frequently!
Dividend Rates as of
April 1, 2008
Share Account and Christmas Club Accounts |
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$100 - $9,999 |
0.500% APY† |
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$10,000 and higher |
1.000% APY† |
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Checking Accounts |
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Regular |
$400 and higher |
0.250% APY† |
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Classic 60 |
$400 and higher |
0.250% APY† |
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IRA Share Accounts - TRADITIONAL AND ROTH IRAS!! |
3.500% APY† |
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Regular Certificates |
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First Step Certificates - $500 minimum balance to open |
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6 months |
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2.600% APY† |
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12 months |
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2.850% APY† |
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Other Certificates - $2,500 minimum balance to open |
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18 months |
One-time Adj. Rate |
2.950% APY† |
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24 months |
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3.000% APY† |
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36 months |
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3.250% APY† |
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60 months |
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3.500% APY† |
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Jumbo Certificates - $90,000 minimum balance to open - IRA Jumbos + 1/2% |
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6 months |
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3.100% APY† |
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| 12 months | 3.500% APY† | ||||||||||||||||||||||
| 18 months | 3.400% APY† | ||||||||||||||||||||||
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24 months |
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3.400% APY† |
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† All dividends rates are expressed as APY rates, which
means Annual Percentage Yields.
Effective April 1, 2006 IRA accounts (both Tradional & ROTH types) are insured up to $250,000 per account by NCUA.
All other deposit accounts are insured by NCUA up to $100,000 per
account.
Loan Rates as of February
1, 2008
Secured Loans (Autos, Boats, RVs) |
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24 months |
as low as 3.90% APR wac‡ |
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36 months |
as low as 4.40% APR wac‡ |
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48 months |
as low as 4.90% APR wac‡ |
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60 months |
as low as 5.90% APR wac‡ |
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72 months |
as low as 6.90% APR wac‡ (for $30,000+) |
Unsecured Loans |
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Maximum of 36 months |
as low as 7.00% APR wac‡ |
Line of Credit Loans |
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Maximum of 36 months |
as low as 9.00% APR wac‡ |
Share Secured Loans |
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3.00% above the current rate you are earning on share account |
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Certificate Secured Loans |
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2.00% above the current rate you are earning on the certificate |
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MasterCard – Regular and Gold |
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Regular* |
as low as 10.90% APR |
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Gold* |
as low as 8.90% APR |
”wac” stands for "with approved credit".
* Both MasterCard Accounts have NO ANNUAL FEE and a 25-day grace period.
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Copyright © 2008 C-E Federal Credit Union. All rights reserved.
Page updated on Monday, 31-Mar-2008
